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SECURED BUSINESS LOANS

How is your property zoned?

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Oracle Loans Commercial Real Estate Loan

Secured Business Loans are a great option for small business owners who either own, or are looking to purchase, commercial real estate or a residential investment property. Like all of our loan program, the Secured Business Loan program does not have any minimum time in business requirement, no minimum monthly revenues, and has extremely flexible underwriting standard relating to credit score and credit history.

Available terms include long-term options up to 30-years, as well as shorter-term option of 24-months; both options come with standard monthly payments. See below for a snapshot of the Secured Business Loan program to determine if it's a good fit for your funding needs.

$100,000

$3,000,000

75%

Minimum Loan

Maximum Loan

Maximum LTV

No Minimum

No Minimum

Credit Score

Time In Business

No Minimum

Monthly Revenue

5.24% +

Rates

up to 30-years

Monthly

Terms

Payments

Residential Investment Lending Territory

Residential Lending Territory for Secured Business Loans
Eligible
Ineligible

Have a Residential loan scenario for us?

Residential Investment

Single Family, Condo, Townhouse, Multifamily (2-4 Units)
Residential Investment

$100,000

$6,000,000

75%

Minimum Loan

Maximum Loan

Maximum LTV

650

No Minimum

Credit Score

Time In Business

No Minimum

Monthly Revenue

5.74% +

Rates

30-years

Monthly

Terms

Payments

Commercial Real Estate Lending Territory

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Ineligible
Eligible

Have a Commercial loan scenario for us?

Commercial Real Estate

Multifamily (5+ units), Mixed-Use, Office, Retail
Commerical
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