SECURED BUSINESS LOANS
for Residential & Commercial Real Estate
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The Secured Business Loan program is designed specifically for small business owners (including startups) and real estate investors. By allowing the use of both residential and commercial properties as collateral, we present a unique opportunity to access capital with ease and confidence. The secured business loan program stands out by eliminating traditional barriers to funding: there's no requirement for a minimum operational history of your business, no need for income documentation or verification, and we welcome applicants with credit scores starting from 500. Below you'll find comprehensive details about qualifying criteria, our expansive lending area, and the streamlined application process. Discover how our Secured Business Loans can serve as the foundation for your growth and success in an ever-evolving market.
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No income verification
No minimum time in business
Approval in 24-48 hours
Residential & Commercial
$75,000 - $6,000,000
Most states eligible
How it works
Apply online
We'll review your business funding scenario and provide an instant decision if you're pre-qualified. There is no credit check, no cost, and no obligation to pre-qualify.
Funding approval
Once you've selected the terms that best align with your business goals, your Loan Officer will submit your application for funding with lightning fast approvals.
SECURED BUSINESS LOAN: Commercial
Multifamily (5+ units), Mixed-Use, Office, Retail, Warehouse, Self-Storage
Most property types accepted
No income verification!
Up to $6,000,000
The Secured Business Loan program using commercial real estate as collateral is ideal for both business owners and real estate investors. This loan program is designed for those who plan on holding a commercial property for the foreseeable future since it comes with a stable, fully-amortized, 30-year term. It's also important to note that this secured business loan program has a minimum credit score requirement of 500 or greater; if your score is lower, no worries, we recommend you check out the Bridge Loan program since there is no minimum credit score requirement.
The Secured Business Loan has additional benefits such as flexible underwriting guidelines, fixed monthly principal & interest payments which helps decrease your loan balance each and every month, and the ability to minimize your prepayment penalty. Like all of our loan programs, applying for a Secured Business Loan does not have a minimum time in business requirement, no minimum monthly revenue, and absolutely zero income documentation.
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ELIGIBLE PROPERTY TYPES: Multifamily (5+ units), Mixed-Use, Office, Retail, Warehouse, Self-Storage
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* if your property is zoned residential click here
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$100,000
$6,000,000
75%
Minimum Loan
Maximum Loan
Maximum LTV
No minimum
No Minimum
Credit Score
Time In Business
No Minimum
Monthly Revenue
7.375% +
30-Years
Rates
Terms
Monthly
Payments
Lending Territory: Commercial
Approved States
Alabama
Arkansas
Colorado
Connecticut
Delaware
Florida
Georgia
Indiana
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Mississippi
Missouri
Montana
New Hampshire
New Jersey
New Mexico
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
Rhode Island
South Carolina
Tennessee
Texas
Virginia
Washington
Washington, D.C.
West Virginia
Wisconsin
Wyoming
