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Secured Business Loans for residential i
Most property types accepted
Secured Business Loans terms up to 30 ye
No minimum credit score!
Secured Business Loans fast funding_edit
Up to $20,000,000

The hard money loan program is our most flexible loan product due to it's flexibility and speed of funding. This is a true no-doc loan where the focus is placed on the property, as it should be, and not on other factors such as your credit history or income. There is no minimum credit score for this program and you still qualify if you've experienced major credit events (foreclosure, late mortgage payments, bankruptcy, etc) as they have no bearing on qualifying for a hard money loan. The are no income requirements, no tax returns, no bank statements. And because this program has less restrictions it allows for expedited underwriting with faster funding. Take a look below for more details on the Hard Money Loan program, a true asset-based loan.


Single Family, Condo, Townhouse, 2-4 Units, Multifamily 5+, Mixed-Use, Warehouse, Self-Storage




Minimum Loan

Maximum Loan

Maximum LTV

No minimum



Credit Score

Mortgage Lates

Foreclosure / Bankruptcy

12% +

12 Months





Hard Money Loan Lending Territory

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Preferred: NJ, NY, CT, PA, FL

Case-by-Case: DC, MA, MD, NH, TX, VA, WV

Click here if your state is not listed.

Ready for your Hard Money Loan quote?

Pre-Approval will not impact credit.


Single Family, Condo, Townhouse, Multifamily, Mixed-Use, Warehouse, Self-Storage
Residential Investment

Reasons to go Hard Money

  • Purchase a property

  • Convert equity into cash

  • Consolidate business debts

  • Foreclosure bailout

  • Property renovations

  • Purchase a business

  • Startup business funding

  • Working capital

  • Business expansion

  • Purchase inventory


Hard Money Loan - Apply

Please complete all required fields below to generate your Quick Quote. There is no sensitive information required to receive initial loan pricing and terms. To ensure accuracy, please answer all questions to the best of your ability as it will directly impact loan pricing.

Additional Hard Money Loan Program Details:

  • Properties zoned for commercial use (Multifamily 5+ units, Mixed-Use, Warehouse, Self-Storage) are subject to a minimum $250,000 loan amount.

  • Properties zoned for commercial use in states other than NJ, NY, CT, PA, FL will be reviewed on a case-by-case basis.


  • Eligible property locations in states other than NJ, NY, CT, PA, FL will be considered on a case-by-case basis.


  • Foreign investors are capped at 60% LTV

  • The above parameters are common questions we receive and meant to help provide further insight into the qualifying process. The above details are not all-encompassing; additional underwriting guidelines apply. Your loan officer will review your scenario in its entirety to ensure loan program eligibility.

Bridge Loan

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