Real Estate Loan Programs
GreenBridge Loans offers long-term and short-term financing for business-purpose investment and commercial real estate. Choose 30-year fixed-rate financing from $75,000 to $10,000,000, or short-term financing from $50,000 to $30,000,000 for transactions that need more flexibility. There is no minimum credit score for any of our programs.
No credit check for your quote.
Loan Range
$50,000 to $30,000,000
How We Fund
Direct Lending + Network
Where We Lend
31 States
Long-Term Financing
30-year fixed-rate financing from $75,000 to $10,000,000
Stated Income Loans
A stated income loan is 30-year fixed financing for residential investment and commercial property that does not verify personal income. No tax returns, no W-2s, no debt-to-income ratio, and no DSCR requirement on residential property. Leverage up to 75% loan-to-value, depending on property type.
Rentals, multifamily, commercial
Purchase, refinance, or cash-out
Optional interest-only periods
Secured Business Loans
A secured business loan is 30-year fixed financing for an operating business, secured by real estate the business or its owner holds or is buying. There is no minimum time in business, no revenue requirement, and no industry restriction, with leverage up to 75% loan-to-value, depending on the property type.
Consolidate business debt
Working capital and expansion
Buy the building you operate from
Short-Term Financing
Interest-only terms of 6 to 36 months, from $50,000 to $30,000,000
Bridge Loans
A bridge loan is short-term financing for a standard transaction when the timing does not line up with permanent financing. Common situations include a maturing note or the need to quickly convert equity to cash ahead of a sale. Leverage reaches up to 75% on residential investment property.
Residential and commercial
Refinance or sale as the exit
Close in as few as 7 business days
Hard Money Loans
A hard money loan is short-term financing for transactions conventional guidelines are not written for, including credit problems, a prior foreclosure or bankruptcy, or unique collateral such as land and manufactured homes. Leverage reaches up to 70% on residential property.
Asset-based lending
Most property types considered
Close in as few as 5 business days
Foreclosure Bailout Loans
A foreclosure bailout loan pays off the foreclosing lender before a completed sale and replaces the defaulted debt with short-term financing. Approval focuses on equity and marketability of the property, rather than payment history, with leverage capped at 65% loan-to-value.
Vacant properties considered
All stages of foreclosure
Exit strategy discussed before closing
Which Loan Program Fits Your Situation?
The right program depends primarily on how long you need the financing, the property, and what is preventing conventional financing from working. Start with the situation that best matches yours. A short-term loan is meant to be temporary, and it can be the first step toward long-term financing once the property or the file qualifies.
You plan to hold the property long term and would prefer not to document income.
You need capital for an operating business and have real estate to secure it.
The transaction is straightforward and timing is the only problem.
Credit problems, a prior foreclosure or bankruptcy, or unique collateral stand in the way.
The property is in serious default or active foreclosure right now.
What GreenBridge Loans Does Not Finance
GreenBridge Loans finances business-purpose transactions only. A primary residence cannot secure any of these programs, loan proceeds cannot be used for personal, family, or household purposes, and ground-up construction is not financed under any program.
About GreenBridge Loans
A Smarter Approach to Real Estate Financing
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GreenBridge Loans has been financing business-purpose transactions since 2020, on residential investment and commercial real estate. Where a scenario fits our own guidelines, GreenBridge is the lender. Where it does not, we place it with one of the lending partners in the GreenBridge Lending Network, so a transaction that falls outside one set of guidelines may still have a path to closing.
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Last materially updated on September 23, 2026.